NextGenMarket.com [Review]

Hello friends, I hope everyone is doing good. Today I am going to introduce a new Surf program to you guys. This is the first time I am writing about any Revenue sharing surf program. The program is known as "NextGenMarket". A very beautifully designed website which is being hosted on a DDos protected dedicated server provided by Black Lotus. Their domain name is registerest for one year and will expire on 9th December,2011. Click here to view the complete whois record.

First let me tell you guys about their revenue sharing method. I personally like the revenue share program because revenue share model is a stable business method. The more they will earn, you will get better profit but since they are sharing the revenue, but it doesn't necessarily means that you will get the same profit everyday. For NextGenMarket, they are offering 2% - 6% daily revenue share based on your invested amount. NextGenMarket shares 80% of their daily revenue. like, if they earn $500 in a day, they will share $400 to members those who upgraded their account. Now suppose you have $100 investment with NGM, then you will get back minimum of $2 and maximum of $6 every day. But for being eligible for the daily return you must surf atleast 20 pages daily. And the minimum amount is just $10 to be eligible for earning the profit share. Now here a question arise, What is the term of the investment. NGM have employeed a very innovative method for that. When your total return will be 150% then your investment will expire automatically. That means if you have $100 deposited then when you will receive total $150 by summing up everyday's profit, your investment will expire. So your principle amount is included in your daily profit.

NGM also offer a very lucrative referral commission, which is 2% for free members and 10% for upgraded members. They accepts all major e currencies like Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay. They are having a very well described FAQ page where most likely you will find answers of all your queries. The website design is very eye catchy and I didn't find these kind of script previously, so I think it is custom made and also very easy to navigate.

Now when I checked their daily news section I found some interesting information, that admin is trying to make NGM a registered company. All thought I don not believe these kind of words or any picture of certificate but still I wish those words become true and NGM will continue paying for a long time. I am having great hope on it since it is the first surf program I am writing about.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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SantiVentures.com [Review]

Hello friends, it seems like another busy time for my blog. Today I am going to introduce a low roi long term program those who are already paying for more than two months at the time of this review. The program is called "SantiVentures.com". The website is designed in a very professional way with original contents and a well described "FAQ" page. The website is being hosted on a DDos protected dedicated server provided by DDoswhiz. The website also have COMODO authentic SSL certificate which is a very good step taken by the administration I think. Click here for complete whois record.

Let take a look at the most important part of an investment program, their plans. SantiVenture offers four investment plans and all of them are seems reasonable. Their first plan is known as "Lite plan" and it offers 1.3% daily return for 150 business days(5 days a week). This plan is basically for small investors like me, since the minimum deposit is only $15 and maximum is $800. Only this plan offers Principle back, that means only in the "Lite plan" you will get back your principle amount after the term ends. Investing in any other plan in SantiVentures won't return your principle. Now here I found a little flaws in the content of the homepage. In the homepage it is written that minimum for Lite plan is $10, whereas at the time of deposit I found the minimum is $15, the same thing is written in their FAQ page also. I think admin should take care of it.

SantiVenture offers 3 more investment plans. Take a look at the chart for a quick peek at the plans,

Lite Plan :
1.3% daily for 150 business days(5 days a week).
Minimum : $15
Maximum : $800
Principle back : Yes
Compounding : 0% - 100%

Standard plan :
1.6% daily for 150 business days(5 days a week).
Minimum : $801
Maximum : $2,500
Principle back : No
Compounding : 0% - 100%

Professional Plan :
2.3% daily for 150 business days(5 days a week).
Minimum : $2,501
Maximum : $10,000
Principle back : No
Compounding : 0% - 100%

Premium Plan :
2.8% daily for 150 business days(5 days a week).
Minimum : $10,001
Maximum : $25,000
Principle back : No
Compounding : 0% - 100%

After reviewing all plans I must admit that the return of reasonable and also sustainable. So I just wish that will pay for a long time and prove their potential in HYIP world. The website looks very nice and well designed. They are having a very interesting "About Us" page which was a good read for me, But you know that these words doesn't guarantee the return of your investment. The good thing about their plan is their compounding facility. You can change your compounding percentage at any point of time you want, so a calculated investment can make your profit larger but in a slower rate, so choose wisely. Overall about SantiVentures I can say that it seems to be a good program and worth trying, but you should also remember the golden rule of HYIP, Do not invest more than you afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.
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EuroNanoInvest.com [Review]

Hello friends,I hope everyone enjoyed this weekend. I was offline for 2 days since I had to go to outstation for some personal reason. But no big changes has been made so far in the industry, Most of the programs under my monitoring are paying well. Today I am going to introduce very nice looking low ROI long term program which is known as EuroNanoInvest.com. The contents at the home page is unique and well written, it looks like the website has been designed in a very professional hand. The website is being hosted on a DDos protected dedicated server provided by Dragonara, which is one of the industry best and also costly. Their domain name has been registered in 2009 and will expire on 23rd November,2011. Click here to view the complete whois record.

EuroNanoInvest claims to be a 4 years old company and also claims to be involved with NanoTech for their returns on investment. Let's take a look at their plans. Their first plan is known as "Nanotech in Medicine" and it offers 1.4% daily return for 160 business days. For an imaginary deposit of $100 your daily return will be $1.40 and after 160 business days you will get ($1.4 x 160) = 224% return on your investment plus you will get back your principle amount after 160 days term ends. That means from this plan your total return will be (224% + principal) = 324%. The minimum is only $10 to invest in this plan.

Their next plan is known as "Nanotach in Electronics" and it offers 1.6% daily return for 140 business days. This plan is for big investors because the minimum to join is $1,000. The rule is same like the previous plan, you will get back your principal after 140 days term ends. So for this plan the total return will be,
(Daily interest x term) + principal = (1.6 x 140 days) + 100% = 324% including principal.

Now you can see that the first two plans are having same return but the profit is, we are getting the same return in a shorter term. Their third and last plan is known as "Nanotech in materials" and it offers 1.8% daily return for 120 business days. But this plan is really for big investors(minimum is $8,000), that's why I am not going into any calculation for this plan. Since those who are having the capability to invest 8k in HYIP sector, they really know what are they doing.

The website is very nicely designed and all the contents are original and written in a very professional way. As I previously said that I do not believe those words personally, But the most amazing part is that they are having "Career" page. That's really something unique I found and also it is very well written that's why I enjoyed those words. But these words doesn't guarantee anything. EuroNanoInvest accepts only two e currency, Liberty Reserve and PerfectMoney.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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HugMoney.com [Review]

Good day to all of my friends, Currently if we see the statistics, you can see that we are going through a new wave of "paying at expiry" kind of programs. Most of them have shown us terrible performances and very few of them are still paying. Today I am going to introduce such an investment program which is already paying for 49 days at the time of writing this review. The name of the program is "HugMoney.com". If we take 5 days as an term then they have already paid their 9th cycle of payments. So I am having a great hope for this one to sustain for longer time but also have doubt because of their high return. The website is being hosted on a DDos protected dedicated server provided by DDoswiz. The domain name is just registered for one year and will expire on 25th November,2010. Click here to view the complete whois record.

Now lets move to their plans to discuss. HugMoney offers 3 investment plans to the investors. There is a rule which is same for all three plans is that, you will receive the interest + principle back only after the term expires. Their first plan is 5 days plan where you will receive 122% return. That means 22% profit in 5 days, so if we calculate in daily basis then the daily profit is 4.4%. I think 4.4% daily profit is really good but also not so much sustainable as it shows it's ponzi characteristics. The minimum is only $4 and maximum is $2,000. And as per my strategy of Minimizing the loss, I preferred this plan since shorter term comes with lower risk for these kind of plans.

HugMoney also offers two more plans to the investors. Take a look at the chart below for easy understanding,

1st plan :
Term : 5 days
Return : 122%
Minimum to join : $4
Paid at expiry
Principal included.

2nd plan :
Term : 7 days
Return : 135%
Minimum to join : $40
Paid at expiry
Principal included.

3rd plan :
Term : 20 days
Return : 200%
Minimum to join : $100
Paid at expiry
Principal included.

After reviewing those plans I must admit that the returns are high as per terms and it is also very risky for the admin to continue paying because making this large profit is not possible everyday. So I can just wish for them. But also I am seeing that HugMoney is already paying for almost 50 days, so For me it seems to be another HYIP game where you can make some nice profit out of it if your timing is right as early birds are already getting it.

The design of the website is not bad but I found some drawbacks while writing this review. Their FAQ page is normal with no unique content. But while visiting their "About us" page, I got shocked because that page was just empty. Which proves the lack of seriousness of the program and made me feel uncomfortable with the program.

HugMoney is having a nice referral commission structure. They offers 5% referral commission for upto 30 members, 6% commission for upto 30-100 referrals and 7% commission for 100 referrals or more. HugMoney accepts 5 major ecurrencies like, Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Xcelsus.org [Review] Low yield Investment program

Hello friends, I hope all of you are doing just good and haven't lost any big money in InvestJoy,which is a recent scam with short term plan. Anyways, these is a part of HYIP Industry. Today, we will discuss about something new and something which is known as LYIP, that means Low Yield Investment Program. In general, LYIP stands for such kind of program who offers less than 5% return in a month. The program is known as Xcelsus.org, it is the first ever LYI program which I am monitoring and I am really impressed with their long term thinking and realistic returns. The website is being hosted on a DDos protected server provided by Dragonara alliance. The domain name is registered for three years and will expire on 11th February,2012. Click here to view the complete whois record.

Lets take a look at the main factor of why it is being called as LYIP, their investment plans. They are currently offering 5 plans to the investors and among those plans I think the most popular plan will be their first plan which is known as "Micro Test Plan". Because this is the only plan where small investors like me comes into scene. It has a minimum deposit of $50 and maximum is $999. Your principle amount will be locked in for 200 business days means one year. You will get upto 4% return after each 20 business days means one month. That means For 200 business days the total profit from this plan will be 40% and total return will be 140% including principle. You will receive payout once in a month for this plan.

Now lets take a look at their 2nd plan, which is know as "Freshman Investor Plan". This plan is for big investors who can afford the minimum amount $1000 to deposit in this plan. But in this plan you will receive the payment after each 100 business days or 6 months and for each 6 month you will receive upto 15% return on your principle amount. The maturity period is 3 years so you will receive total 6 payments before maturity. That means the total profit from this plan is 90% and total return is 190% including principle.

Xcelsus also offer three more plans to the investors, I have added those details in a chart format for easy understanding.
Micro test plan :
Term : 200 business days/one year
Payment after each 20 business days.
Number of payment : 200/20 = 10 payment slab
Upto 4% return for each payment slab
return : 4% x 10 = 40%
minimum deposit : $50
Principal returned : yes

Freshman Investor Plan :
Term : 600 business days/3 years
Payment after each 100 business days/6 months
Number of payment : 600/100 = 6 payment slab
Upto 15% return for each payment slab
return : 15% x 6 = 90%
minimum deposit : $1,000
Principal returned : yes

Junior Investor Plan :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 40% return for each payment slab
return : 40% x 3 = 120%
minimum deposit : $5,000
Principal returned : yes

Senior Investor Plan(A) :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 50% return for each payment slab
return : 50% x 3 = 150%
minimum deposit : $10,000
Principal returned : yes

Senior Investor Plan(B) :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 6% return for each payment slab
return : 60% x 3 = 180%
minimum deposit : $50,000
Principal returned : yes

Xcelsus Investor Plan :
Term : 1000 business days/5 years
Payment after each 200 business days/1 year
Number of payment : 1000/200 = 5 payment slab
Upto 70% return for each payment slab
return : 70% x 5 = 350%
minimum deposit : $100,000
Principal returned : yes

So there are the details of all plans. After reviewing this plan I must admit that the profits are realistic and seems like real world business. So it's very normal to be curious about their investment structure they are using and also about their organization as well. Although I personally don't believe those words on "about us" page, but if you are curious like me then let me tell you that Xcelsus claiming to an 25 year old company and I found these while looking for their investment areas,

1. 20% Forex Market. This is mainly to get a fast leverage.
2. 20% Logistic Solutions, Warehouse Managing Systems, WMS. 40+ projects completed.
3. 20% Beer Micro Brewery, design, installation and managing. 1st PUB installed.
4. Chef/Gourmet schools, franchise. 2 schools working already. Working on 3 & 4.
5. 15% Art production and placement. Very promising.
6. 25% Agriculture Projects:
>Automatic Hydroponics Forage Production, 1st prototype approved. And working.
>Plant for Bio-Diesel production from cellulose, instead of grain.
>Bee Hives.Largest ROI in Agriculture 100% up to 500% a year. And they do the work!

Well, I really wish this details become true as I am having a great hope on Xcelsus as they are the first LYIP I am monitoring. But while doing their whois search I found some details which might make you feel awkward. On their reverse ip I found that Cobextalent.com used to be hosted on the same ip as Xcelsus. But whenever I am trying to open Cobextalent.com, it is redirecting me to Xcelsus website. Well that proves Cobextalent.com is not using this ip anymore and xcelsus is using a dedicated server. But I sent a mail to admin regarding this matter and I received a screenshot from admin, which I am posting here,












I think this screenshot and fast reply from admin made me more confident about the Xcelsus.org. They are having a huge and unique selection of payment processor, Liberty Reserve, PerfectMoney, AlertPay, PayPal, MoneyBookers, Western Union and Bank Transfer. So I just wish to see a good future of Xcelsus in coming days and also ours.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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WaterInvestment.net [Review]

Hello friends, This is Avik and I am back again to introduce a very nice program to you which is called "WaterInvestment". The website is simple yet very professional. At the first look I really liked the website and that made me take a closer look to it. The contents of the home page is original and the scripts they are using seems customized to me as I am not being able to match it up with any other industry-favorite scripts and the good part of the script is it's easy navigation, very easy to understand. The website is being hosted on a DDos protected dedicated server provided by BlackDos, one of the industry best and also with Positive SSL certificate. Their domain name is registered for ten years which is very unique and will expire on 27th December,2019. That's a very serious step I must say. Click here to view complete whois record.

Now lets take a look at their plans, Water Investment offers three weekly plans to the investors and for all three plans, the principle amount will be returned after 20 weeks means 140 calender days. The first plan offers 10% weekly return. You can only withdraw your interest once in a week, only on Monday. The return is really sustainable which is the biggest concern about HYIP's. If we consider that the program earn profit 7 days a week then the daily interest is 1.43% and if they work only on business days then for 5 days the daily profit is 2%, isn't is sustainable. And I think this first plan will be the suitable plan for all because of it's low deposit, you can join for this plan with just $15.

For this plan it will take 10 weeks to get 100% of investment out of it and in the rest 10 weeks you will get another 100% return from it. And after all those you will receive the principle back, that means for this plan the total return is 300% in 140 days. So this is a very profitable plan also.

Their second plan offers 12% weekly return. All other rules are same for this plan like the first plan, Just the deposit amount is higher which is $1000. So it is really for the big money investors. For an imaginary deposit of $1000 the weekly return will be $120 and it will take almost 9 weeks to recover the first 100% and after 20 weeks the total return from this plan will be 340% in 140 days including principal amount.

Their last and third plan offers 14% weekly return but it's minimum deposit is $10,000. The other all rules are same like previous two plans like principle back after 20 weeks and Monday only payment.

Another good feature WaterInvestment offers is compounding. You can set 0%-100% compounding on your investment. So a little calculation will help you to earn more from this program but always remember the amount you compound will be held with principal amount which will be available for withdraw after 20 weeks, and longer term comes with greater risk.

The company claims to operated in water projects and also claims to a registered company in Bahamas. Also in FAQ it is written that they can provide their certificate of incorporation upon request. But for me personally I don't believe in these documentation since it is very easy to make one using any photo editor software and these documentation doesn't guarantee anything. The performance of payment will say the last word.

For ecurrency, WaterInvestment is having a few options, just Liberty Reserve and perfectMoney. But you can invest in euro from PerfectMoney. I think not having AlertPay as payment processor will make a segment of investors unhappy. But I think using only two processor makes the whole process simpler. I really like the program and I hope that it won't let me down.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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Interview with WeeklyDividend admin

Hello friends, Here is the interview with WeeklyDividend(reviewed here) admin. I hope you will enjoy the interview as much as I did.


1. Hello Admin, Please introduce yourself for the members of MEF and the reader of HNR Blog and please let us know about your online business experiences.How long u have been in online business?
Hello readers, my name is Ed and I'm the head administrator of Weekly Dividend. Online experience I suppose is dependent upon what kind you are referring to. As far as HYIP's are concerned I would have to say that my experience is limited although FX trading is done online and I've been a part of numerous trading group and communities as well as having experience in managing clients funds for FX accounts.


2. What are u offering for investors? What is the minimum amount of investments in each plan? Also let us know about the principle amount, can we withdrawn it after a certain period of time?
We offer 6 plans as follows:

Forever Daily Starter $1.00 – 50000.00 1.10 % Daily
Forever Daily Novice $1000.00 – 50000.00 1.30 % Daily
Forever Daily Expert $4000.00 – No Limit 1.50 % Daily

Forever Weekly Starter $5.00 – 50000.00 9.00% Weekly
Forever Weekly Novice $1000.00 – 50000.00 10.00% Weekly
Forever Weekly Expert $4000.00 – No Limit 11.00% Weekly

Once you deposit your principle is locked for life and cannot be withdrawn. This was done on purpose because what it allows us to do is to provide the maximum profit for members while at the same time not hurting the companies cash flow by paying back principle at times where it may be part of the margin we are using for trades.


3. How long weeklydividend will stay online you think? I am asking this because here "forever" means the lifetime of the program.
Weekly dividend will stay online as long as the members choose to participate. We are not some ponzi scheme and the EA's that we use are genuinely producing the returns that we offer. With the way that we have setup Weekly Dividend we are positioned to be one of the strongest programs online in a very short period of time.


4. Do u have real physical company office? if so then what is the address of it? And also How many employees you have?Do u have phone contact number?
At this time we do not have a physical office. Simply because it isnt needed. The beauty of the internet is that the necessary tasks can be performed from anywhere in the world.
I have 2 other people who help me out in a support and management role. You will notice that I do most of the tasks myself. This will only be the case during our early days so that I can ensure that all of our systems are running smoothly and that the ebb and flow of Weekly dividend is consistent.
Phone support is not something that we offer at this time.


5. As I have seen in the website that weeklydividend uses an automated trading tool to generate income, can you explain this process and also please let us know about the trading toll your company uses? And how much secure it is in terms of profit and sustainability?
Sure, what we use to generate profits are called Expert advisors or what some like to call forex robots. Basically we have taken our own trading systems and paid a programmer to automate them for us. the great thing about having automated systems are that it removes the human element.
What I mean by that is we aren't limited by time or human emotion which can quite often get in the way of profitable trading.
The use of EA's is not a new concept. in fact I would venture to guess that automated trading systems are a multi Billion dollar per year industry.
Another great feature of EA's are the fact that we can give them a controlled environment and see how they would perform over certain periods of time. Thus giving us a better idea of the types of returns that we can offer our clients. In my personal opinion this is one of the best ways available to generate substantial returns in a quick and efficient manner.


6. what security system you arranged for your website security? Commonly we can see 256 bit SSL protection, but here you are using a better one. And also if possible then please provide us the website url of the ssl certificate provided.
The SSL certificate that we use is issued through a company called mind genies. you can see their website at http://sslgenie.com
Originally we started with a Comodo SSL but when we moved the website onto a new server the SSL wasn't functioning properly so Black Lotus (our hosting provider) provided us with this one which is issued by their contracted SSL company.
we also have full DDos protection provided to us through our host Black Lotus.


7. What is your plan for the future of this program? And how you have planned the promotion in coming days?
The future of the program is only limited by what the mind can conceive at this point. We are open to any and all suggestions from members as to what they think would improve our program and our market share.

Currently we are running a small contest for the members whereas if they place our link in their signature on one of the forums that we have listed then they are in the running to be one of our two winners that we will pick each Friday. Each winner will receive a 20$ deposit into the plan of his or her choice.

8. Would you like to say something to my readers.
Only that I am very humbled by our success so far and that we are available to you at all times to make sure your experience with Weekly Dividend is the best that it can be.

ED
Weeklydividend

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XenoFinance.com [Review]

Hello friends, I hope everybody is doing fine. Last week we have encountered to the biggest scam of 2010, IdealInv. And their ways to scam people is seems a bit familiar to another scam program StableRoi.com, I guess both are having the same admin. But this is the way the HYIP industry actually operates and that's why we call it a liquid industry. And I am here to let you guys know the actual status of those programs. Anyways lets come back to the business. Today I am going to introduce a new program which is known as XenoFinance.com. It is a well designed website with original contents. It is being hosted on a DDos protected dedicated server provided by DDoswhiz and also using a positive SSL certificate which is now very common and must have feature in this business. The domain name is registered for one year and will expire on 10th January,2011. Click here to view the complete whois record.

Now lets move to their investment plans. XenoFinance is offering total four investment plans to the investors. Each plan shares one common rule, the principle and interest are payable only after the expiry. Personally I don't like these kind of plans since my strategy of minimizing the loss doesn't work with these type of plans. But in that case, among all four plans the most convenient plan is the plan of 5 days, at least for me. It is not only for the low minimum deposit but also for the shorter term. This plan offers 110% return after 5 days and the minimum allowed is $10. I think this plan is reasonable since 2% daily profit is sustainable in all respect.

Their next plan offers larger profit with a bit long term, 150% after 15 days. The minimum is $100 to join here. I personally do not recommend to invest in this plan for now since longer term comes with greater risk for one time paying plans.

XenoFinance also offers two more plans to the investors, Which I think is not important but for reference if you are curious to know it, 200% after 25 days where the minimum is $200 and the last plan is 300% after 40 days where the minimum is $300.

XenoFinance offers 5% affiliate commission and accepts Liberty Reserve, PerfectMoney and StrictPay for investment. In past we've found some good performing one time paying program which lasted atleast two months or one like PTV, which is still paying and also found some quick scammer. So For XenoFinance, I really hope they will become a hot program soon and prove them by paying to the investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

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