BJ-Investment.com [Review]

Good day friends, This is Avik and I am back again with a new program just launched on 11th March. The program is known as "Bunder & Joshy Investment fund" aka "BJ-Investment.com". It is a medium ROI, mid term investment program owned by Bunder Adam and Mark Joshy as written in the website, claiming to be operated in forex market. First we will take a closer at their plans, which is the center of attraction for every HYIP. Well, the plans they are offering, is extremely profitable in terms of return and period of investment. Their 'Plan 1' offers 5.1% daily return for 27 calender days. I think this plan will be the most popular plan so far because of it's low minimum deposit which is only $10 and the maximum allowed is $500 to join in this plan. For an imaginary deposit of $100, the daily return will be $5.10 and after 27 days your total return will be $137 where $37 is your profit. The principal is included in your daily returns. Now in this HYIP industry we should always think about that, how long it is taking to get back the first 100% from investment, because nobody wants to run in loss. For this 'plan 1' it will take 20 calender days to get back the first 100% out of the investment. From 21st days you will be in profit.

Their 'Plan 2' is offering a bit more ROI for a little more investment period, 5.9% daily return for 30 calender days. And as previous plan your principal is included in your daily profit. The minimum is a bit high which is $501 and maximum allowed is $3,000. The total return from this plan will be 177% where 77% is the profit in 30 calender days.

They are also offering two more plans. One with higher ROI and higher term of investment and another one with lower ROI but higher term. Take a look at the chart below to get a quick peek about those two plans,

Plan 3 :
Daily return : 7%
Period of investment : 30 days
Minimum : $1,500
Maximum : $10,000
Total return : 210%

Plan 4 :
Daily return : 3.3%
Period of investment : 40 days
Minimum : $501
Maximum : $10,000
Total return : 232%

Now there's nothing much to tell about the 'Plan3' but I would certainly like to discuss something about 'Plan4'. It is a total contrast with all other plans of BJ-Investment. As you all can see that 'Plan 2' and 'Plan 4' is meant for same category of investors, because the minimum amount is just the same,which is $501. Now if anybody invest $1000 in this program then he is getting two choice of investment, 'Plan 2' and 'Plan 4'. In this situation I think all should choose the plan where they will get back the initial 100% return faster, because we all know that HYIP is a very riskier business so insted of thinking about the total return, all should think about the faster return. For 'plan 2' the investor will get back initial 100% within 17 days, whereas for 'Plan 4' the period will be 31 days. So I think it will be wise to choose 'Plan 2' instead of choosing 'Plan 4'.

Lets talk about the script and security features implemented by BJ-Investment. The website is being hosted on a DDos protected dedicated server provided by DDosWiz. Positive SSL certificate has also been installed provided by COMODO. The script is our well known GoldCoders script and it is licensed. To check it's license click here. So I must say that BJ-Investment is loaded with all state-of-the-art security system which is very essential in this present market, but however these systems doesn't guarantee the return of your investment. Their domain name is registered for one year and will expire on 26th February,2010. Click here to view the complete whois record.

Bj-Investment accepts three major e currency as an deposit option which is, Liberty Reserve, PerfectMoney and AlertPay. They are also offering a very decent 5% referral commission, and you don't need to have any investment with them to earn from referral program. Ovarall it is a normal program which is having a great potential, but need to prove it by paying in timely manner because they are having some excellent feature to run the business smoothly so, I really think the early birds will be in profit soon.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.