HYIP News & Reviews Blog

CelexProfit.com [Review]

2010-03-07T00:46:00.020+05:30

Hello friends, again back with a new review of a 28 days old program, CelexProfit.com. It is a low ROI, mid/long term program with a very nice colorful design. First we will discuss about their investment plans as this is the most important factor which plays a big role in sustainability of the program. Well from this point of view, I think all the plans will sound reasonable to you because we are having many instances in the market of long time paying programs with these kind of ROI. CelexProfit is offering total four investment plan to the investors. But there is a common rule for all plans that, you will get back your principal amount after the term ends.

Their first plan is offering a decent profit which is, 1% daily return for 30 calender days. Only $10 is required to join in this plan. I think it will be the most popular plan among all other plans, not just for it's low deposit but also for it's shorter term. Because shorter term for this type of low ROI plan always comes with low risk than longer term plans. Now about the daily return, I must say that it is a very sustainable rate because there are so many programs are running for quite a long time with even better rate of interest. The total profit from this plan will be 30% and after you get back your initial investment your total return will be 130% from this plan.

Their next plan offers a little better ROI but with a bigger term also, 1.5% daily return for 90 calender days. The minimum required is $100 to join in this plan. lets have a calculation to determine the total return from this plan,
(1.5% daily x 90 days) + Principal = 135% + Principal = 235% total return

The third plan offers 2% daily interest for 90 calender days and the minimum required is $500 to join in this plan.
(2% daily x 90 days) + Principal = 180% + Principal = 280% total return

Their last plan offers 2.5% daily return for 150 calender days. This plan is really for big guys because the minimum amount to join is $1,000.
(2.5% daily x 150 days) + Principal = 375% + Principal = 475% total return

After reviewing the plans I must admit that these kind of return is very normal in HYIP business and if admin wants to pay the investors, he can do it without facing any big troubles. The plans are also profitable and pays 7 days a week.

The main website is designed very well and looks really attractive. They are using every state-of-the-art security systems to ensure the maximum security, like DDos protected dedicated server provided by DDosWiz and SSL certificate. But these things doesn't guarantee the return of your investment. Their domain name is registered for one year and will expire on 31st January,2011. Click here to view the complete whois record.

Although the design is made very professionally, but the contents are very normal and just like any other investment program claiming to be operated in Forex and stocks market. The FAQ page is not very well described. CelexProfit is currently running a referral contest, if you want to view the details then click here. They are also having a rich selection of E currency like, Liberty Reserve, PerfectMoney, AlertPay and StrictPay and offering instant payment for LR and PM. Ovarall CelexProfit is looks like a normal yet good program with sustainable rate of interest. So I just hope that admin will not let us down and will continue paying for a long time.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

General-Income.com [Review]

2010-03-06T00:23:00.037+05:30

Hello friends, it seems like another busy time for my blog and now I am going to introduce a new program called "General-Income.com". What about investing in a program with good profit, shorter term, instant payout, telephone support, DDos protection and SSL certificate! Well, General-Income is such a kind of program those who are having the potential to become the leader among short term HYIPs. But like cigarettes here we also have a statutory warning, from my past experience I can say that shorter term always comes with bigger risk, so never invest anything which you can't afford to loose. There is so many things to write about this program, first we will start with their plans.

General-Income is offering total three investment plans to the investors right at the moment. But there is a common thing for all plans, every plan pays only at the expiry. You will get only one payment for each investment after the term ends.

Their first plan is known as 'General Plan' and it offers 110% return after 3 calender days. I think it will be the most popular plan for my readers because of it's shorter term. Also for me it is the most suitable plan because my strategy of lowering the percentage of loss only works with the shortest term among these kind of 'paid at expiry' plans. The minimum amount to join the General plan is just $5 and there is no maximum.

Their next plan is known as "Starter Plan" and it offers 120% return after 5 calender days. The minimum is just $10 to join in this plan and there is no maximum.

Their last plan is known as "Advanced Plan" and it offers 150% return after 10 calender days. The minimum required is just $20 and there is no maximum.

After reviewing those plans I want to go through a little calculation. For the first plan(general), if we calculate the earning in daily basis then the result will be,
[10% profit / 3 days] = 3.33% daily. For their second plan(starter), the result will be 4% daily return and for the third plan(advanced) the result is 5% daily return. Now here a question arises, is this kind of returns are sustainable? Well, for me the answer is only the first plan(general) is having some extent of sustainable profit. But for other two plans the daily profit is not sustainable at all. If admin wants to run this program for a long time then he must revise his plans. Because there is no guarantee that a company will make this much high profits everyday from their businesses. So the risk factor is high and you have to choose wisely.

Now let me discuss the strategy you should follow while paying with "paid at expiry" kind of programs. I you have $100 to invest here then don't invest that total money in any single plan rather invest in parts. If you choose advanced plan to deposit all your money for 10 days and if the program stopped paying at 8th days just before your term expires, you will hit the loss of 100%. All your money will get lost. Now divide your $100 in three parts like this,
$50 + $25 + $25 and invest those amounts in all three plans respectively. If the program stopped paying at 8th day then all of your money will not get lost, you will be able to recover some of your initial invest of $100.
take a look at this calculation,
$50 deposited in 3 days plan > > 110% return > > you received $55
$25 deposited in 5 days plan > > 120% return > > You received $30
$25 deposited in 10 days plan > > 150% return > > you received nothing since company stopped paying at 8th day.

Now you can easily see that as per my strategy, you recovered $85 of you $100. So the percentage of loss is just 15%. And you never know, you might also get the profit for the last plan if the company continue paying. I that case you will be in real profit. But since HYIP is a very liquid industry so I request you guys to follow this strategy for "paid at expiry" programs. It will help you to lower the percentage of loss for your investment portfolio.

General-Income is having some very good qualities which is a 'must have' in today's HYIP market. The website is built using a very secure script of 'neversay' and state-of-the-art design. The website is being hosted on DDos protected dedicated server provided by Staminus Communications. Their domain name is registered for three years and will expire on 18th January,2013. The website also have positive SSL certificate installed to ensure the maximum security from hackers and unwanted access of website data.

The website is available in 5 different languages which you can change by clicking on the small maps placed at the top right side of header. General-Income is also having phone contact support facility for all investors and the mumber is "+1 (423) 299 0310". They accepts a large selection of payment processors and almost all popular processors are available like Liberty Reserve, PerfectMoney, AlertPay, SolidTrustPay, StrictPay and GlobalDigitalPay. They are also offering instant payment for all except SolidTrustPay and GlobalDigitalPay. The referral commission is 5% but just for active members, that means those who are having own investment only they can earn from referral program.

The program is having an unique feature that I never saw previously in any short term program, is Chat Room. Although the chat room is not opened yet but they have taken 10th March as start date and announced an chat party with cash prices for attendents of that party. Toview this announcement just go to the website and look at the bottom left of the screen. You will find a green logo of 'events'. Click on that and you will get the official information about that chat party. This is very different promotional method and if applied rightly, General -Income will become a hot place for ponzi players. Ovar all General-Income is a normal investment program with so many attractive add ons. The program certainly have potential but they have to prove themselves by providing the right thing at the right time.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Big-Budget.com [Review]

2010-03-05T01:31:00.039+05:30

Hello friends, just came back after short break and today I am going to introduce a new program called Big-Budget.com. It is a low ROI, mid/long term daily paying investment program just launched on 1st March. First we will discuss about the investment plans of Big Budget because this is the most important criteria which plays an important part of any program sustainability. From this point of view The plans they are offering are really reasonable and also profitable in the other hand. They are offering total four investment plans to the investor. The "Plan 1" offers 1.5% daily return for 15 calender days. The minimum is just $10 and maximum is $149 to join in this plan. Not only for the low minimum amount, but also for the shorter term, this is the most convenient plan for me. For an imaginary deposit of $100 your daily return will be $1.50 and the profit after 15 days will be $22.50. The principal amount will be returned to you after the term ends, so the total return from this plan will be 122.5%.

They next plan is "Plan 2" and it offers 2% daily return for 30 calender days. The minimum amount is $150 and and maximum is $499 to join in this plan. The rule of principal return is also applicable to this plan also like all other plans. Your total return will be 160% after the term ends including the principal amount.

Plan 3 offers 2.5% daily return for 45 calender days. So the profit from this plan will be 112.5% only from the daily interest and after receiving the principal amount the total return from this plan will be 212.5%. The minimum is $500 and maximum is $999.

Plan 4 offers 3% daily return in 60 calender days. The minimum amount requires to join is $1,000 and maximum allowed upto $9,999. The rule of principal return is alo applicable to this plan like all other plans.

Now lets discuss about their security. Big-Budget is being hosted on a dedicated server provided by BlockDos.net which is one of the industry leader in DDos protection. Their domain name is registered for just one year and will expire on 25th February,2011. At the homepage I found it is written that they are having SSL protection, but let me tell you guys, Big-Budget.com doesn't have any SSL certificate right now. But admin is saying that they will soon install SSL certificate to ensure the maximum protection as I have seen in their News section. Well, I really hope that admin will install it soon because the main criteria of SSL is already there. A dedicated server is needed to install SSL certificate which is already at the inventory of Big-Budget. I will update here when they will have SSL.

Big-Budget is offering a nice referral commission which is 5%. They are accepting only two major e currency like Liberty Reserve and PerfectMoney. Ovarall Big-Bidget is a normal investment program with reasonable rate of interest. I really hope they will prove themselves by providing timely payments for long term.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Diamond Trade.com [Review]

2010-02-24T00:43:00.021+05:30

Hello friends, today I am going to introduce a good looking, COMODO SSL secured, low ROI mid/long term program. The program is called "Diamond-Trade.com". The program is not very new and paying for almost 65 days already at the time of writing the review. The website is being hosted obviously in a DDos protected dedicated server since I already have written that they are having COMODO authentic SSL certificate, and SSL certificate cannot be installed without dedicated server. A very unique think found is that their domain name is registered for 9 years and will expire on 17th August,2019. Click here to view the complete whois record.

first lets discuss about the most important criteria of any investment program, their plans. DiamondTrade offers total 3 investment plan to the investors. The first plan is known as "Test Plan" which I think is the most popular plan for it's shorter term and low minimum deposit. Well, it offers 1.3% fixed daily profit for 30 business days(5 days/week).
(1.3 x 30) = 39%
The above calculation shows that your return from the daily interest is 39% and you will get back your principal amount after the term ends, so the total return goes up to 139% in 30 business days. The minimum is 10 USD or Euro and maximum allowed is 999.90 USD or Euro.

Their next plan is known as "Advanced" and it offers 1.8% fixed return for 220 business days. The minimum is 1,000 USD/Euro and maximum is 4,999 USD/Euro.

The last plan is known as "Professional" and it is for big money investors those who are having some free funds to experiment with since the minimum amount of deposit is 5000 USD/Euro and it offers 2.2% fixed daily profit for 220 business days. You can also check their online investment calculator to make the right choice for your money.

After reviewing all plans I must say that, those are reasonable and if admin want then he can pay it's investors for a long time. As all can see the program is already online for 65 days so early birds already got their principal back twice for the "basic" plan. The program also have some good qualities like COMODO SSL and BlockDos dedicated server. DiamondTrade claims to be a registered company in in Seychelles and operated in forex industry. But you should always remember that these words doesn't guarantee the return of your investment. They are also offering a very lucrative referral commission in a structured way, If you involve less than 20 people to make a deposit you will get 5% from each deposit they made, if you attract more than 20 but less than 50 people you will get 7% from each deposit and finally if you involve more than 50 people you will get 9% from each deposit.

DiamonTrade accepts only two payment processors which is Liberty Reserve and PerfectMoney and the best thing is that you can use both USD and Euro for investing here. They are having a very well described FAQ page with the original content and also a detailed guide is available for new investors,check it here. Ovarall it looks like a normal program which is worth trying for now.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Plents.com [Review]

2010-02-20T01:16:00.020+05:30

Hello friends, I hope every one is having a great time. Today I am going to introduce a very nice looking, long term program called Plents.com. It is such a kind of program which actually suits the most investor's needs. Today I will start my review with their investment plans. Plents.com is offering three kind of investment plan to the investors, which is Daily, weekly and monthly. Every plan have some common features, like principal return, pre term cancellation and compounding. You will get back your initial deposit after the term ends. You can cancel your investment anytime before the term ends, but 32% cancellation fees will be charged. Now lets take a detailed look at the daily plan first,
Their daily paying plan offers it's ROI based on the size of your deposit. The more you deposit the better ROI you will earn.The term is 150 business days(210 calender days). Take a look at the chart below to understand the plan,

Check out the calculator of daily paying plan.

So, here is the details of daily plans. For me as per my strategy of minimizing the loss, the daily paying plans suits me most, So my investment goes here. But if you like to get a bit more ROI then you also might think about their weekly paying plan. In the weekly paying plan, the term of investment is 30 weeks and you can also cancel it before the term ends but 32% fees will be charged like all other plans. Here also the ROI will depend on the size of your deposit. Take a look at the chart,

Calculator of weekly paying plan.

Last but not the least, Plents also offers a monthly paying plan with the term of 7 months. Every other rules are just same like the previous plans. I am not going into any calculation about this plan, because monthly payment is far more risky than other two plans. So I will not recommend any investor to invest in monthly plan right now. First check the program performance and then decide. here is the details of monthly plan,

Calculator of monthly paying plans.

So choose wisely and do not invest anything which you cannot afford to loose. Every plan offers compounding features which can be modified at anytime and any moment of your investment term. That's a very good option to take a calculated risk and make out a good profit. The website is being hosted on DDos protected server provided by BlackDos. Now, while doing my routine research I found some data which might make you feel awkword about Plents.com. Two other sites are being hosted on the same IP address with Plents. One of them is a recent scam Rosalinfinance.com and another one is a well known blog like Pennystockchaser.com. There's something unusual and 1st time I saw any blog is being hosted with some other investment program. Now let me tell you guys about the confusion, these three sites are being hosted from a shared server so there is a very low possibility of the same owner. Those who are not having the idea about it, let me tell them whenever you find any website using dedicated hosting but still showing some other sites in "reverse-ip" then there is a very high possibility of the same owner. But Plents.com is not using any dedicated hosting, that's why I am saying the possibility of the same owner is very low. But still this is such kind of information which I think you should know before playing in HYIP industry. Click here to view the complete whois record of plents.com.

Plents.com is designed very professionally and they are also having a very well described FAQ page. Plents.com claims to be operated in Forex industry to make their daily profit. If you are curious to know about them then click here. They are also offering a realistic referral commission which is 4% and you don't need to be an investor to earn from referrals. Plents.com accepts only two E Currency which is Liberty Reserve and PerfectMoney. As a whole I think Plents.com is worth trying but also keep in mind that never invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

ArxonAds.com [Review]

2010-02-17T22:38:00.016+05:30

Hello friends, I wish everybody is doing good as there is no new scam from the sites of my listing this week. It seems like Autosurf industry is charging up again and today I am going to introduce a new AutoSurf program called "ArxonAds.com". It is a long term, low ROI program. The website is being hosted on a DDos protected dedicated server provided by Staminus Communications. But no SSL cart is installed yet. Their domain name is registered for only one year and will expire on 13th February,2011. Click here to view the complete whois record.

Lets concentrate at their plan. ArxonAds is offering only one surf plan right now and it offers 2.4% daily fixed return for 365 calender days. But to receive the daily interest you have to surf minimum 10 pages. After surfing you can withdraw your earning in daily basis, there is no limitations on number of cashout. But this plan offers a very profitable features like "Principle return". Your initial amount will be returned after 8 weeks(56 calender days). Now how much profitable it is, lets have a calculation on it,
(2.4% x 365 days) + Principal return = 876% + principal return = 976% return in one year.

isn't it profitable!! But keeping in mind that most of the daily paying low ROI program usually stops paying before their first cycle of investment ends, first we need to think about our principal amount. And as per calculation, it will take only 42 days to make out your initial investment summing up the daily interest. And after that every cent you get will be added to your profit. I think admin have taken a very good decision to make minimum required page surf to ten since most of the big investors don't want to spend time by surfing, so it will be easier for them also to earn from ArxonAds. The minimum amount to upgrade is just $5 and maximum is $10,000. Upgraded members can add total 2 sites in surf rotation.
Now take a quick peek at the plan with all details,

2.4% daily for 365 calender days.
Principal return : Yes after 8 weeks(56 calender days)
Minimum : $5
Daily surf : 10 pages
Investors can advertise : 2 sites in rotation

ArxonAds is offering a very lucrative referral commission which is 6% and you don't need to have any active investment with them to earn from referral. They accepts all major E currencies like Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay. The website is using a very secure script but I must say that the FAQ page is not described very well. Admin should put some essential details on it. But the website is easy to navigate and understand. Since this is the 2nd AutoSurf program I am reviewing, I am having a great hope with it that, it will not let me down. So I just hope this program will become a good choice for advertisers and also for investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

DragaDox.com [Review]

2010-02-14T21:56:00.018+05:30

Hello friends,I hope everyone enjoyed the VDay with their loved ones and also had a great weekend. Now it's time to get back to work and today I am going to introduce a new long term, daily paying and low ROI program called "DragaDox.com". The website is being hosted on a DDOs protected server provided by Dragonara Alliance which is one of the industry best DDos service provider. The domain name is registered for two years and will expire on 29th January,2012. Click here for complete whois record.

First we will discuss about the most important criteria of an HYIP's life cycle which is their investment plans. Well I'd like to say that DragaDox is offering some profitable long term plans to the investors. Each plan is having two common features in it. All the plans having the same term of investment which is 150 business days and every plan returns your initial investment after the term ends. Lets talk about their first plan which offers 1.6% daily return for 150 business days. I am assuming this plan will be the most popular plan because of it's low minimum deposit, it is just $10 and the maximum is $1,500. Lets take an imaginary deposit of $100. For this investment your daily return will be $1.60 and your weekly return will be $8. So for 150 business days your return will be ($1.60 x 150) = $240 means 240%. And also as I already told your principle will be returned after the term ends so the total return will be 340% from this plan.

All other plans are having the same features but with increased daily ROI and increased minimum deposit. Take a quick peek of all the plans DragaDox offering,

1.6% daily for 150 business days.
Minimum : $10
Maximum : $1,500
Principle returned : Yes

1.9% daily for 150 business days.
Minimum : $1,501
Maximum : $5,000
Principle returned : Yes

2.1% daily for 150 business days.
Minimum : $5,001
Maximum : $20,000
Principle returned : Yes

2.4% daily for 150 business days.
Minimum : $20,001
Maximum : $50,000
Principle returned : Yes

Now after reviewing all the plans I must say that the return from these plans almost reasonable and if admin want to pay it's members for a long time, he can do it without facing any big trouble. The website is designed very well and using a licensed Gold Coders script which is the most commonly used script nowadays and very easy to navigate away. Hosted by Dragonara which is one of the industry best and costly also. But here a confusion arises, DragaDox doesn't have any SSL certificate right at this moment and also not being hosted on a dedicated server but at the homepage I can see the "thawte" logo. But in the news section I found the news written on 7th February that DragaDox will soon add the SSL certificate from "thawte". Well I really hope that SSL cart will be added soon but some of my junior bloggers might haven't noticed that exception and they wrote that DragaDox is having SSL certificate just be seeing the picture without doing any further research. I will update this review after admin add this SSL cart and will let you guys know it.

The website have so many things written in their homepage. They claims to be operated in Forex Market. The homepage also consists a calculator which will help you to calculate the returns as per your investment plans. They accepts all major E currencies like Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay. DragaDox also offers 5% affiliate commission and it is not necessary to have an investment to earn from their affiliate program. I really wish DragaDox will pay to their investors for a real long time but since my experience was not everytime good with long term low ROI program even a champ looking program like MySolidInv turns into scam, I am not being able to come to any conclusion right now. The program has potential and it's just matter of time to prove themself. But first they need to show their performance. Good luck to all.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

SportArbis.com [Review]

2010-02-13T19:43:00.026+05:30

Hello friends, The weekend is coming and this week we have got some good program but most of them are paying at expiry of the plan. Today I am going to introduce a daily/weekly paying long term program called as SprotArbis.com. They are having some very good features which made me interested to take a closer look at it. Like They are having their own forum, Positive SSL cart and also accepts Bank Wire deposit. The website is being hosted on a DDOs protected dedicated server provided by Staminus Communications. Another very good thing is their domain name is registered for 5 years and will expire on 3rd February,2015. Click here to read the complete whois record.

Now let me discuss about their investment plans. SportArbis offers total 3 plans to the investors. The first plan is a daily paying plan which offers 1.4% daily return for 7 calender days. The minimum amount is only $25 and maximum is $17,000. You will receive your principle amount after the term expires. For an imaginary deposit of $100 in this daily plan your daily profit will be $1.40 and in 7 days you will get back 9.8% return from your investment. So the total return after 7 days will be $109.80 where $9.80 is the pure profit. Those who don't want to risk their money for short time they should try this plan as the term is just 7 days and I must admit that the return is also reasonable.

Their 2nd plan is known as "weekly system" and it offers 12% weekly return for 14 weeks(98 calender days). The minimum is $50 and maximum is $20,000 to join in this plan. So as per calculation for and imaginary $100 deposit you will get back $12 return/week. And for this plan also investors will get back their principal amount. so your total return from this plan would be,
(12% weekly x 14 weeks) + principal amount = 268%, where the profit is 168% on your investment. Now if we calculate this return on daily basis, then we are getting the daily profit of 1.71%,however you can not see those profits daily, it will be added in your account in weekly basis.

The last plan of SportArbis is known as "Power Weekly System" and it offers 15% weekly returns for 26 weeks term. so the total profit from this plan is,
(15% weekly x 26 weeks) = 390%
And you will also get back the principal amount after the term ends. So the total return will be 490% from this plan where the profit is 390%.
In this plan the minimum amount to join is $100 and maximum amount is $25,000. Now for an example if you have any investment in this plan then you will be able to get your initial investment back within 7 weeks(49 calender days) and after that period all payment you get will be added to your profit.

The website is very nicely designed and have a simple yet professional look. SportArbis claims to be operated in Back-Lay Arbitrage Betting and Bonus Arbitrage Betting. I am not gonna mention the details of those methods but if you want to know the details, you can check their FAQ page. The website is using the latest version of GoldCoders script which is the industry pioneer and very very easy to use. In their home page you will find, it is written '100 % Risk Free Investment Pool', and also you will find the same thing written in their FAQ page. Personally I don't know any such investment field which is 100% risk free. That's why I didn't believe those words since it doesn't comes with any guarantee for your investment. SprotArbis also claiming that they have started their operation in 2007 with 52 members and their trading pool is located at Netherlands Antilles. They are also offering their big investors those who are having balance of $10,00 to meet the admins at team meeting and also saying that they will provide the flying charges of it. But as per my personal experience I can say that I don't believe these words since i've seen many programs before even with incorporation certificates collapses after some days. So these kind of words doesn't have any value to me and I believe only in performance.

SportArbis offers E currencies like Liberty Reserve, PerfectMoney and GlobalDigitalPay. They are also offering Bank wire deposit but only for the big investors since the minimum for bank wire is $10,000. They are also offering a very nice referral commission which is 6% and you need not to have any deposit to earn referral commission. I really wish that SportArbis will stay here for a long time and will continue paying for long time. But before investing always check my monitoring page for latest status of the program.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

ForexNetClub.net [Review]

2010-02-12T01:10:00.018+05:30

Hello friends, good day to all of you. If we take a look at the previous history, we will find that in the recent times we are getting into too many 'weekly paying' and 'paid at expiry' kind of programs. Some of them are still paying well and in time since this kind of returns are more stable and also help survives for long time but also don't think it as risk free system, because it doesn't guarantee the returns of your investment. Today I am going to introduce a new program called ForexNetClub.net. It is a long term, Low ROI and "Paid at expiry" kind of investment program. But with a very professional design and 24x5(only business days) available live chat support. The website is being hosted on a DDos protected dedicated server provided by BlackDos. An SSL certificate is available which is provided by COMODO. Their domain name is registered for three years and will expire on 8th December,2010. Click here to view the complete whois record.

First we will take a took at their plans, but before proceeding to the details of return I would like to give you a short introduction about the rules of investment. First rule is that, every plan is only paid at expiry, that mean you will receive your profits + principal back only after the term expires. Secondly all investment plan is having the same minimum deposit amount which is $50. And there are some other rules also which is applicable for all three plans.

>You are always allowed to withdraw your initial investment at any time even before the end of the investment term, only a10% fee will be charged for contract cancellation.
>You may choose a percent (25%, 50%, 75% or 100%) of the money you make goes back to work automatically for one more cycle. That means compounding is available.

Now lets take a look at their Plans, they are presently offering total three investment plan to the investors. Take a quick peek,

1st plan : 109% after 2 weeks (14 calender days)
minimum : $50
Maximum : $2,000
Compounding : Available
withdraw principal before the term ends : yes, with 10% fees.

2nd plan : 128% fixed return after 4 weeks (28 calender days)
Minimum : $50
Maximum : $5,000
Compounding : Available
withdraw principal before the term ends : yes, with 10% fees.

3rd plan : 191% return after 8 weeks (56 calender days)
Minimum : $50
Maximum : $10,000
Compounding : Available
withdraw principal before the term ends : yes, with 10% fees.

Now taking an instance of the first plan, it offers 9% profit in 14 days. So if we divide it as per daily profit then we are getting the daily profit of 0.64%. I think the return is really sustainable for the first plan as the profit is low. Now for the same calculation with the 2nd plan which offers 128% return in 28 calender days, we are getting 1% daily profit for the 2nd plan which is again a very reasonable return FNC is offering. But however you have to keep in mind that only reasonable returns doesn't guarantee the security of your investment. And my strategy of lowering the loss doesn't work with these plans. Still I think FNC is such a program which is worth trying.

The script is good and heavily customized and as I told you previously, the website is designed very professionally and gave it a corporate look. But there is no "Rate us" page is present. As the name suggests, FNC claims to be operated in forex market. You will find a detailed FAQ page and also a very nice help center has been created for the new investors. They are having a nicely written Company profile where they claims that they have started it's operation in 2007. Although I personally do not believe in these words but still if you curious to know about those details, check out those undermentioned links,
FAQ page.
Investor Education.
Company Profile.
Security Information.
Daily News page.

FNC offers a very remunerative affiliate program which offers 8% affiliate commission for life. that means you will earn 8% for each deposit of your referral. FNC accepts only one E currency which is Liberty Reserve as it the most preferable currency for them to take online deposit.
After reviewing the plans and other aspects I think I should not be judgmental about FNC however I think FNC is worth trying but always remember don't invest anything which you cannot afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

AbalLong.com [Review]

2010-02-11T00:54:00.027+05:30

Hello friends, This is my 2nd review today and now I am going to introduce a new long term weekly paying program called AbalLong.com. They are having a simple website with only single plan but with twist in payment processor and some unique features will be discussed later. AbalLong claims to be operated in Sports betting and specially in Soccer. The website is being hosted in DDos protected server provided by HushHosting. Their domain name is registered for only one year and will expire on 9th December,2010. Click here to view the complete whois record.

First,let discuss about their only investment plan. AbalLong offer variable weekly earnings ranging from 2% upto 8%. But in your account you can see a daily earning however you cannot withdraw it daily. You can request for withdrawl your daily earning in daily basis but you will receive all your payments only in Thursday every week. For an imaginary deposit of $100 you can receive minimum $2 or maximum $8 return weekly. The minimum is just $10 join. The good thing about their plan is it pays 7 days a week, there is no business days and also their plans doesn't have any terms. There is no lock in period also. You can request your principal amount at any time, but after requesting you have to wait upto 30 days to get back those money in your account since AbalLong will require time to withdraw it from their betting pool.

Now here it is just like any other program but let me discuss about their unique features now. As I said that the first is about their accepted E Currency. AbalLong accepts Liberty Reserve, Alertpay, Strictpay, Perfect Money, Paypal and Bank Wire transfers. And they also introduced some security like, you need to be a verified member first then only you can use Paypal and Bank wire. Click here to get the details about their verification process which is pretty similar to Alertpay verification. And also if you want to invest more than $1000 through any of the E currency then you also need to be verified. Here I am not really impressed with the feature because many big investors would not like to provide their personal details. So, I really think admin should lift this limit for atleast LR,PM, AP and SP payment. I think it will be more attractive to the big money investors.

Now they are having some other rules also, one of them is income distribution method. That means when you will request payout you will receive 85% of your requested amount. 15% will be deducted as 5% administration fees and 10% other fees like transfer, exchange fees or commission whatever. This is very rare case in HYIP industry. Very few programs charge fees for withdrawing profits. take a look at the calculations here,

Your daily bet profit fully reflecting on your account but,
During the withdrawal request, you receive 85%
- 5% - administration fee
- 10% - for expenses (commissions, transfer fees, exchange fees, etc.)

For instance (a simplified example):
You invest $1000. We place bets with two bookmakers, on arbs returning a profit of 2.22%. The income after the game comes to $22.2.
A sum of $18.87 is immediately added to your account. I receive $1.11 for generate the profit to you. $2.22 is allocated for expenses.

Now here I think AbalLong is a really unique kind of program in terms of their verification process and also for 15% admin fees. I think from this 15% admin should save up some funds as reverse money so if anyday he suffers loss from betting then he will able to make the member's payment atleast. It will make the program more stable. Anyway, I wish AbalLong will stay online and will pay for a long time to the investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

BaseBucks.net [Review]

2010-02-08T00:37:00.048+05:30

Hello friends, today I am going to introduce such an investment program which is actually an entirely new business strategy and having total 4 ways to earn from it. BaseBucks is huge website and conceptually it is a bit difficult to understand. I will not go in details because you might get messed up with some heavy business terms. I will try to give you a quick peek about their business model.

You will have the following choice to make money from BaseBucks,
1. Invest and earn 170% Revenue share.
2. Speed Money cycler.
3. Slot games.
4. Paid to click ads.

First we will discuss about 170% revenue share. It's more like an investment plan but with variable interest and flexible terms. Here you can set your own daily return and term. The minimum is just $2. Now, they are having an unique features called "strike setting", which will let you manage your investment term and daily return. Now the question arises "how", well they are having an explanations of it. If you set the strike setting from 3 to 10, they will invest your money in forex, which is having a risk factor with it. Based on your strike setting if your fund suffers loss from 3 days to 10 days, your investment will stop paying the interest and it will expire. And if you set strike setting from 20-50 then your investment will will survive even after a long time loss. In this setting your investment will stop paying if they suffer loss from 20 to 50 days. So it's a bit lower risky than 3-10 strike setting. But here if you want to earn larger ROI with lower term then u must try strike setting from 3 to 5 but also keep in mind about their sustainability of loss. If everything goes right then your investment will expire when you receive total 170% from your investment. You can check out their calculator to know more about the plan and return.

An example(as per calculator),
if you invest $100 and set your strike 3, then your minimum daily return will be $5.11 and maximum daily return will be $32.76. Investment term is minimum 6 days and maximum 34 days. That means you can get back total 170% return in min 6 days and upto 34 days.

Now if you set strike to 10 for the same investment then your minimum daily return will be $1.53 and maximum daily return will be $9.83 for the term of minimum 18 days and upto 112 days.Check the calculator to get more details about the investment, try to do some permutation combination with the amount and strike setting to get the best as per your investment while keep in mind the risk factors.

Now we will move to the another way of earning from BaseBucks which is being called speed cycler. Cycler is a business method which pays you after a period of time when the cycler resets. Since I have never been in cycler investment before that's why it's a bit difficult for me to make you understand the method, but the thing is like a short term investment where the minimum is just $1. Just invest and wait for the cycler to reset. You will receive total 110% return when the cycler resets. But the term is flexible and undefined. The cycler can reset within minutes and also might take 2 or 3 days.
Here are some useful links to get the right information about their cycler,
Cycler page
Investment assisted cycler
Cycler Forum

After the cycler the third income opportunity is games. Basebucks is having a page for browser based games where you can invest money in slot machines and try your luck. Visit the "Games" page here. They are currently having only one slot machine games with various bet condition where if your luck favors you can earn upto 2400% return on your invested money in games. You can start with as little as $0.10 and maximum $5.

The last option of earning from BaseBucks is Paid to click opportunity, which is very unusual feature in an investment program since only this section allows you to earn money without any investment. But this section is still under construction. Admin told me that section will be ready by next 2 or 3 weeks.

After reviewing all the opportunity I can say that I am really impressed with BaseBucks. The script is absolutely customized and unique. Nicely integrated those different kind of investing methods altogether. The website is being hosted on a DDos protected dedicated server provided by Cyber Cast International. The domain name is registered for just one year which will expire on 16th September,2010. BaseBucks is also having their own forum, visit it here. They accepts only Liberty Reserve and AlertPay for investment.

BaseBucks is having some very nice affiliate commission structure. Take a look at it,
10% : of all their deposits into the 170% plan
10% : of all their banner/text ad purchases
10% : of all their 'Click Ads' purchases
5% : of all their 'Click Ads' clicks
2% : of all their Speed Cycler unit purchases

Overall BaseBucks seems to be a very good and unique kind of program which I have never seen before. I hope they will continue paying for a long long time.

A confusion :
While making search in forums abaout basebucks i found that their thread has been moved to "closed section". But also saw that some members are reporting that basebucks is still paying and having a loud debate with the supermods of TG. Check out the thread here. Since I don't have any investment with them so I request you guys to check those threads before investing and always remember the golden rule of hyip, that never invest anything which you can't afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

NextGenMarket.com [Review]

2010-02-07T00:51:00.022+05:30

Hello friends, I hope everyone is doing good. Today I am going to introduce a new Surf program to you guys. This is the first time I am writing about any Revenue sharing surf program. The program is known as "NextGenMarket". A very beautifully designed website which is being hosted on a DDos protected dedicated server provided by Black Lotus. Their domain name is registerest for one year and will expire on 9th December,2011. Click here to view the complete whois record.

First let me tell you guys about their revenue sharing method. I personally like the revenue share program because revenue share model is a stable business method. The more they will earn, you will get better profit but since they are sharing the revenue, but it doesn't necessarily means that you will get the same profit everyday. For NextGenMarket, they are offering 2% - 6% daily revenue share based on your invested amount. NextGenMarket shares 80% of their daily revenue. like, if they earn $500 in a day, they will share $400 to members those who upgraded their account. Now suppose you have $100 investment with NGM, then you will get back minimum of $2 and maximum of $6 every day. But for being eligible for the daily return you must surf atleast 20 pages daily. And the minimum amount is just $10 to be eligible for earning the profit share. Now here a question arise, What is the term of the investment. NGM have employeed a very innovative method for that. When your total return will be 150% then your investment will expire automatically. That means if you have $100 deposited then when you will receive total $150 by summing up everyday's profit, your investment will expire. So your principle amount is included in your daily profit.

NGM also offer a very lucrative referral commission, which is 2% for free members and 10% for upgraded members. They accepts all major e currencies like Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay. They are having a very well described FAQ page where most likely you will find answers of all your queries. The website design is very eye catchy and I didn't find these kind of script previously, so I think it is custom made and also very easy to navigate.

Now when I checked their daily news section I found some interesting information, that admin is trying to make NGM a registered company. All thought I don not believe these kind of words or any picture of certificate but still I wish those words become true and NGM will continue paying for a long time. I am having great hope on it since it is the first surf program I am writing about.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

SantiVentures.com [Review]

2010-02-04T00:20:00.009+05:30

Hello friends, it seems like another busy time for my blog. Today I am going to introduce a low roi long term program those who are already paying for more than two months at the time of this review. The program is called "SantiVentures.com". The website is designed in a very professional way with original contents and a well described "FAQ" page. The website is being hosted on a DDos protected dedicated server provided by DDoswhiz. The website also have COMODO authentic SSL certificate which is a very good step taken by the administration I think. Click here for complete whois record.

Let take a look at the most important part of an investment program, their plans. SantiVenture offers four investment plans and all of them are seems reasonable. Their first plan is known as "Lite plan" and it offers 1.3% daily return for 150 business days(5 days a week). This plan is basically for small investors like me, since the minimum deposit is only $15 and maximum is $800. Only this plan offers Principle back, that means only in the "Lite plan" you will get back your principle amount after the term ends. Investing in any other plan in SantiVentures won't return your principle. Now here I found a little flaws in the content of the homepage. In the homepage it is written that minimum for Lite plan is $10, whereas at the time of deposit I found the minimum is $15, the same thing is written in their FAQ page also. I think admin should take care of it.

SantiVenture offers 3 more investment plans. Take a look at the chart for a quick peek at the plans,

Lite Plan :
1.3% daily for 150 business days(5 days a week).
Minimum : $15
Maximum : $800
Principle back : Yes
Compounding : 0% - 100%

Standard plan :
1.6% daily for 150 business days(5 days a week).
Minimum : $801
Maximum : $2,500
Principle back : No
Compounding : 0% - 100%

Professional Plan :
2.3% daily for 150 business days(5 days a week).
Minimum : $2,501
Maximum : $10,000
Principle back : No
Compounding : 0% - 100%

Premium Plan :
2.8% daily for 150 business days(5 days a week).
Minimum : $10,001
Maximum : $25,000
Principle back : No
Compounding : 0% - 100%

After reviewing all plans I must admit that the return of reasonable and also sustainable. So I just wish that will pay for a long time and prove their potential in HYIP world. The website looks very nice and well designed. They are having a very interesting "About Us" page which was a good read for me, But you know that these words doesn't guarantee the return of your investment. The good thing about their plan is their compounding facility. You can change your compounding percentage at any point of time you want, so a calculated investment can make your profit larger but in a slower rate, so choose wisely. Overall about SantiVentures I can say that it seems to be a good program and worth trying, but you should also remember the golden rule of HYIP, Do not invest more than you afford to loose.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

EuroNanoInvest.com [Review]

2010-02-01T22:52:00.019+05:30

Hello friends,I hope everyone enjoyed this weekend. I was offline for 2 days since I had to go to outstation for some personal reason. But no big changes has been made so far in the industry, Most of the programs under my monitoring are paying well. Today I am going to introduce very nice looking low ROI long term program which is known as EuroNanoInvest.com. The contents at the home page is unique and well written, it looks like the website has been designed in a very professional hand. The website is being hosted on a DDos protected dedicated server provided by Dragonara, which is one of the industry best and also costly. Their domain name has been registered in 2009 and will expire on 23rd November,2011. Click here to view the complete whois record.

EuroNanoInvest claims to be a 4 years old company and also claims to be involved with NanoTech for their returns on investment. Let's take a look at their plans. Their first plan is known as "Nanotech in Medicine" and it offers 1.4% daily return for 160 business days. For an imaginary deposit of $100 your daily return will be $1.40 and after 160 business days you will get ($1.4 x 160) = 224% return on your investment plus you will get back your principle amount after 160 days term ends. That means from this plan your total return will be (224% + principal) = 324%. The minimum is only $10 to invest in this plan.

Their next plan is known as "Nanotach in Electronics" and it offers 1.6% daily return for 140 business days. This plan is for big investors because the minimum to join is $1,000. The rule is same like the previous plan, you will get back your principal after 140 days term ends. So for this plan the total return will be,
(Daily interest x term) + principal = (1.6 x 140 days) + 100% = 324% including principal.

Now you can see that the first two plans are having same return but the profit is, we are getting the same return in a shorter term. Their third and last plan is known as "Nanotech in materials" and it offers 1.8% daily return for 120 business days. But this plan is really for big investors(minimum is $8,000), that's why I am not going into any calculation for this plan. Since those who are having the capability to invest 8k in HYIP sector, they really know what are they doing.

The website is very nicely designed and all the contents are original and written in a very professional way. As I previously said that I do not believe those words personally, But the most amazing part is that they are having "Career" page. That's really something unique I found and also it is very well written that's why I enjoyed those words. But these words doesn't guarantee anything. EuroNanoInvest accepts only two e currency, Liberty Reserve and PerfectMoney.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

HugMoney.com [Review]

2010-01-29T00:18:00.023+05:30

Good day to all of my friends, Currently if we see the statistics, you can see that we are going through a new wave of "paying at expiry" kind of programs. Most of them have shown us terrible performances and very few of them are still paying. Today I am going to introduce such an investment program which is already paying for 49 days at the time of writing this review. The name of the program is "HugMoney.com". If we take 5 days as an term then they have already paid their 9th cycle of payments. So I am having a great hope for this one to sustain for longer time but also have doubt because of their high return. The website is being hosted on a DDos protected dedicated server provided by DDoswiz. The domain name is just registered for one year and will expire on 25th November,2010. Click here to view the complete whois record.

Now lets move to their plans to discuss. HugMoney offers 3 investment plans to the investors. There is a rule which is same for all three plans is that, you will receive the interest + principle back only after the term expires. Their first plan is 5 days plan where you will receive 122% return. That means 22% profit in 5 days, so if we calculate in daily basis then the daily profit is 4.4%. I think 4.4% daily profit is really good but also not so much sustainable as it shows it's ponzi characteristics. The minimum is only $4 and maximum is $2,000. And as per my strategy of Minimizing the loss, I preferred this plan since shorter term comes with lower risk for these kind of plans.

HugMoney also offers two more plans to the investors. Take a look at the chart below for easy understanding,

1st plan :
Term : 5 days
Return : 122%
Minimum to join : $4
Paid at expiry
Principal included.

2nd plan :
Term : 7 days
Return : 135%
Minimum to join : $40
Paid at expiry
Principal included.

3rd plan :
Term : 20 days
Return : 200%
Minimum to join : $100
Paid at expiry
Principal included.

After reviewing those plans I must admit that the returns are high as per terms and it is also very risky for the admin to continue paying because making this large profit is not possible everyday. So I can just wish for them. But also I am seeing that HugMoney is already paying for almost 50 days, so For me it seems to be another HYIP game where you can make some nice profit out of it if your timing is right as early birds are already getting it.

The design of the website is not bad but I found some drawbacks while writing this review. Their FAQ page is normal with no unique content. But while visiting their "About us" page, I got shocked because that page was just empty. Which proves the lack of seriousness of the program and made me feel uncomfortable with the program.

HugMoney is having a nice referral commission structure. They offers 5% referral commission for upto 30 members, 6% commission for upto 30-100 referrals and 7% commission for 100 referrals or more. HugMoney accepts 5 major ecurrencies like, Liberty Reserve, PerfectMoney, AlertPay, StrictPay and SolidTrustPay.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Xcelsus.org [Review] Low yield Investment program

2010-01-25T00:15:00.023+05:30

Hello friends, I hope all of you are doing just good and haven't lost any big money in InvestJoy,which is a recent scam with short term plan. Anyways, these is a part of HYIP Industry. Today, we will discuss about something new and something which is known as LYIP, that means Low Yield Investment Program. In general, LYIP stands for such kind of program who offers less than 5% return in a month. The program is known as Xcelsus.org, it is the first ever LYI program which I am monitoring and I am really impressed with their long term thinking and realistic returns. The website is being hosted on a DDos protected server provided by Dragonara alliance. The domain name is registered for three years and will expire on 11th February,2012. Click here to view the complete whois record.

Lets take a look at the main factor of why it is being called as LYIP, their investment plans. They are currently offering 5 plans to the investors and among those plans I think the most popular plan will be their first plan which is known as "Micro Test Plan". Because this is the only plan where small investors like me comes into scene. It has a minimum deposit of $50 and maximum is $999. Your principle amount will be locked in for 200 business days means one year. You will get upto 4% return after each 20 business days means one month. That means For 200 business days the total profit from this plan will be 40% and total return will be 140% including principle. You will receive payout once in a month for this plan.

Now lets take a look at their 2nd plan, which is know as "Freshman Investor Plan". This plan is for big investors who can afford the minimum amount $1000 to deposit in this plan. But in this plan you will receive the payment after each 100 business days or 6 months and for each 6 month you will receive upto 15% return on your principle amount. The maturity period is 3 years so you will receive total 6 payments before maturity. That means the total profit from this plan is 90% and total return is 190% including principle.

Xcelsus also offer three more plans to the investors, I have added those details in a chart format for easy understanding.
Micro test plan :
Term : 200 business days/one year
Payment after each 20 business days.
Number of payment : 200/20 = 10 payment slab
Upto 4% return for each payment slab
return : 4% x 10 = 40%
minimum deposit : $50
Principal returned : yes

Freshman Investor Plan :
Term : 600 business days/3 years
Payment after each 100 business days/6 months
Number of payment : 600/100 = 6 payment slab
Upto 15% return for each payment slab
return : 15% x 6 = 90%
minimum deposit : $1,000
Principal returned : yes

Junior Investor Plan :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 40% return for each payment slab
return : 40% x 3 = 120%
minimum deposit : $5,000
Principal returned : yes

Senior Investor Plan(A) :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 50% return for each payment slab
return : 50% x 3 = 150%
minimum deposit : $10,000
Principal returned : yes

Senior Investor Plan(B) :
Term : 600 business days/3 years
Payment after each 200 business days/1 year
Number of payment : 600/200 = 3 payment slab
Upto 6% return for each payment slab
return : 60% x 3 = 180%
minimum deposit : $50,000
Principal returned : yes

Xcelsus Investor Plan :
Term : 1000 business days/5 years
Payment after each 200 business days/1 year
Number of payment : 1000/200 = 5 payment slab
Upto 70% return for each payment slab
return : 70% x 5 = 350%
minimum deposit : $100,000
Principal returned : yes

So there are the details of all plans. After reviewing this plan I must admit that the profits are realistic and seems like real world business. So it's very normal to be curious about their investment structure they are using and also about their organization as well. Although I personally don't believe those words on "about us" page, but if you are curious like me then let me tell you that Xcelsus claiming to an 25 year old company and I found these while looking for their investment areas,

1. 20% Forex Market. This is mainly to get a fast leverage.
2. 20% Logistic Solutions, Warehouse Managing Systems, WMS. 40+ projects completed.
3. 20% Beer Micro Brewery, design, installation and managing. 1st PUB installed.
4. Chef/Gourmet schools, franchise. 2 schools working already. Working on 3 & 4.
5. 15% Art production and placement. Very promising.
6. 25% Agriculture Projects:
>Automatic Hydroponics Forage Production, 1st prototype approved. And working.
>Plant for Bio-Diesel production from cellulose, instead of grain.
>Bee Hives.Largest ROI in Agriculture 100% up to 500% a year. And they do the work!

Well, I really wish this details become true as I am having a great hope on Xcelsus as they are the first LYIP I am monitoring. But while doing their whois search I found some details which might make you feel awkward. On their reverse ip I found that Cobextalent.com used to be hosted on the same ip as Xcelsus. But whenever I am trying to open Cobextalent.com, it is redirecting me to Xcelsus website. Well that proves Cobextalent.com is not using this ip anymore and xcelsus is using a dedicated server. But I sent a mail to admin regarding this matter and I received a screenshot from admin, which I am posting here,

I think this screenshot and fast reply from admin made me more confident about the Xcelsus.org. They are having a huge and unique selection of payment processor, Liberty Reserve, PerfectMoney, AlertPay, PayPal, MoneyBookers, Western Union and Bank Transfer. So I just wish to see a good future of Xcelsus in coming days and also ours.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

WaterInvestment.net [Review]

2010-01-23T00:05:00.013+05:30

Hello friends, This is Avik and I am back again to introduce a very nice program to you which is called "WaterInvestment". The website is simple yet very professional. At the first look I really liked the website and that made me take a closer look to it. The contents of the home page is original and the scripts they are using seems customized to me as I am not being able to match it up with any other industry-favorite scripts and the good part of the script is it's easy navigation, very easy to understand. The website is being hosted on a DDos protected dedicated server provided by BlackDos, one of the industry best and also with Positive SSL certificate. Their domain name is registered for ten years which is very unique and will expire on 27th December,2019. That's a very serious step I must say. Click here to view complete whois record.

Now lets take a look at their plans, Water Investment offers three weekly plans to the investors and for all three plans, the principle amount will be returned after 20 weeks means 140 calender days. The first plan offers 10% weekly return. You can only withdraw your interest once in a week, only on Monday. The return is really sustainable which is the biggest concern about HYIP's. If we consider that the program earn profit 7 days a week then the daily interest is 1.43% and if they work only on business days then for 5 days the daily profit is 2%, isn't is sustainable. And I think this first plan will be the suitable plan for all because of it's low deposit, you can join for this plan with just $15.

For this plan it will take 10 weeks to get 100% of investment out of it and in the rest 10 weeks you will get another 100% return from it. And after all those you will receive the principle back, that means for this plan the total return is 300% in 140 days. So this is a very profitable plan also.

Their second plan offers 12% weekly return. All other rules are same for this plan like the first plan, Just the deposit amount is higher which is $1000. So it is really for the big money investors. For an imaginary deposit of $1000 the weekly return will be $120 and it will take almost 9 weeks to recover the first 100% and after 20 weeks the total return from this plan will be 340% in 140 days including principal amount.

Their last and third plan offers 14% weekly return but it's minimum deposit is $10,000. The other all rules are same like previous two plans like principle back after 20 weeks and Monday only payment.

Another good feature WaterInvestment offers is compounding. You can set 0%-100% compounding on your investment. So a little calculation will help you to earn more from this program but always remember the amount you compound will be held with principal amount which will be available for withdraw after 20 weeks, and longer term comes with greater risk.

The company claims to operated in water projects and also claims to a registered company in Bahamas. Also in FAQ it is written that they can provide their certificate of incorporation upon request. But for me personally I don't believe in these documentation since it is very easy to make one using any photo editor software and these documentation doesn't guarantee anything. The performance of payment will say the last word.

For ecurrency, WaterInvestment is having a few options, just Liberty Reserve and perfectMoney. But you can invest in euro from PerfectMoney. I think not having AlertPay as payment processor will make a segment of investors unhappy. But I think using only two processor makes the whole process simpler. I really like the program and I hope that it won't let me down.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Interview with WeeklyDividend admin

2010-01-20T12:29:00.006+05:30

Hello friends, Here is the interview with WeeklyDividend(reviewed here) admin. I hope you will enjoy the interview as much as I did.

1. Hello Admin, Please introduce yourself for the members of MEF and the reader of HNR Blog and please let us know about your online business experiences.How long u have been in online business?
Hello readers, my name is Ed and I'm the head administrator of Weekly Dividend. Online experience I suppose is dependent upon what kind you are referring to. As far as HYIP's are concerned I would have to say that my experience is limited although FX trading is done online and I've been a part of numerous trading group and communities as well as having experience in managing clients funds for FX accounts.

2. What are u offering for investors? What is the minimum amount of investments in each plan? Also let us know about the principle amount, can we withdrawn it after a certain period of time?
We offer 6 plans as follows:

Forever Daily Starter $1.00 – 50000.00 1.10 % Daily
Forever Daily Novice $1000.00 – 50000.00 1.30 % Daily
Forever Daily Expert $4000.00 – No Limit 1.50 % Daily

Forever Weekly Starter $5.00 – 50000.00 9.00% Weekly
Forever Weekly Novice $1000.00 – 50000.00 10.00% Weekly
Forever Weekly Expert $4000.00 – No Limit 11.00% Weekly

Once you deposit your principle is locked for life and cannot be withdrawn. This was done on purpose because what it allows us to do is to provide the maximum profit for members while at the same time not hurting the companies cash flow by paying back principle at times where it may be part of the margin we are using for trades.

3. How long weeklydividend will stay online you think? I am asking this because here "forever" means the lifetime of the program.
Weekly dividend will stay online as long as the members choose to participate. We are not some ponzi scheme and the EA's that we use are genuinely producing the returns that we offer. With the way that we have setup Weekly Dividend we are positioned to be one of the strongest programs online in a very short period of time.

4. Do u have real physical company office? if so then what is the address of it? And also How many employees you have?Do u have phone contact number?
At this time we do not have a physical office. Simply because it isnt needed. The beauty of the internet is that the necessary tasks can be performed from anywhere in the world.
I have 2 other people who help me out in a support and management role. You will notice that I do most of the tasks myself. This will only be the case during our early days so that I can ensure that all of our systems are running smoothly and that the ebb and flow of Weekly dividend is consistent.
Phone support is not something that we offer at this time.

5. As I have seen in the website that weeklydividend uses an automated trading tool to generate income, can you explain this process and also please let us know about the trading toll your company uses? And how much secure it is in terms of profit and sustainability?
Sure, what we use to generate profits are called Expert advisors or what some like to call forex robots. Basically we have taken our own trading systems and paid a programmer to automate them for us. the great thing about having automated systems are that it removes the human element.
What I mean by that is we aren't limited by time or human emotion which can quite often get in the way of profitable trading.
The use of EA's is not a new concept. in fact I would venture to guess that automated trading systems are a multi Billion dollar per year industry.
Another great feature of EA's are the fact that we can give them a controlled environment and see how they would perform over certain periods of time. Thus giving us a better idea of the types of returns that we can offer our clients. In my personal opinion this is one of the best ways available to generate substantial returns in a quick and efficient manner.

6. what security system you arranged for your website security? Commonly we can see 256 bit SSL protection, but here you are using a better one. And also if possible then please provide us the website url of the ssl certificate provided.
The SSL certificate that we use is issued through a company called mind genies. you can see their website at http://sslgenie.com
Originally we started with a Comodo SSL but when we moved the website onto a new server the SSL wasn't functioning properly so Black Lotus (our hosting provider) provided us with this one which is issued by their contracted SSL company.
we also have full DDos protection provided to us through our host Black Lotus.

7. What is your plan for the future of this program? And how you have planned the promotion in coming days?
The future of the program is only limited by what the mind can conceive at this point. We are open to any and all suggestions from members as to what they think would improve our program and our market share.

Currently we are running a small contest for the members whereas if they place our link in their signature on one of the forums that we have listed then they are in the running to be one of our two winners that we will pick each Friday. Each winner will receive a 20$ deposit into the plan of his or her choice.

8. Would you like to say something to my readers.
Only that I am very humbled by our success so far and that we are available to you at all times to make sure your experience with Weekly Dividend is the best that it can be.

ED
Weeklydividend

XenoFinance.com [Review]

2010-01-19T23:32:00.012+05:30

Hello friends, I hope everybody is doing fine. Last week we have encountered to the biggest scam of 2010, IdealInv. And their ways to scam people is seems a bit familiar to another scam program StableRoi.com, I guess both are having the same admin. But this is the way the HYIP industry actually operates and that's why we call it a liquid industry. And I am here to let you guys know the actual status of those programs. Anyways lets come back to the business. Today I am going to introduce a new program which is known as XenoFinance.com. It is a well designed website with original contents. It is being hosted on a DDos protected dedicated server provided by DDoswhiz and also using a positive SSL certificate which is now very common and must have feature in this business. The domain name is registered for one year and will expire on 10th January,2011. Click here to view the complete whois record.

Now lets move to their investment plans. XenoFinance is offering total four investment plans to the investors. Each plan shares one common rule, the principle and interest are payable only after the expiry. Personally I don't like these kind of plans since my strategy of minimizing the loss doesn't work with these type of plans. But in that case, among all four plans the most convenient plan is the plan of 5 days, at least for me. It is not only for the low minimum deposit but also for the shorter term. This plan offers 110% return after 5 days and the minimum allowed is $10. I think this plan is reasonable since 2% daily profit is sustainable in all respect.

Their next plan offers larger profit with a bit long term, 150% after 15 days. The minimum is $100 to join here. I personally do not recommend to invest in this plan for now since longer term comes with greater risk for one time paying plans.

XenoFinance also offers two more plans to the investors, Which I think is not important but for reference if you are curious to know it, 200% after 25 days where the minimum is $200 and the last plan is 300% after 40 days where the minimum is $300.

XenoFinance offers 5% affiliate commission and accepts Liberty Reserve, PerfectMoney and StrictPay for investment. In past we've found some good performing one time paying program which lasted atleast two months or one like PTV, which is still paying and also found some quick scammer. So For XenoFinance, I really hope they will become a hot program soon and prove them by paying to the investors.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Mandarin-Invest.com [Review]

2010-01-18T00:13:00.018+05:30

Hello friends, today I am going to introduce such a program which is already paying for almost 3 months at the time of this review. It is a low ROI long term program which eventually became a big name in HYIP industry nowadays. it is Mandarin-Invest.com. The website is being hosted on a DDos protected dedicated server provided by Staminus Communications. The website is available on 5 domains and in 15 languages which I think is a very professional step taken by the administration. Their domain name is registered for one year and will expire on 11th August,2011. Click here to view the complete whois record.

Lets move to their plan details. They are offering five reasonable and long/mid term plans to the investors. The first plan is known as the "Basic" plan which suits most of the investor for it's low deposit, it's just $1. This plan offers 1% daily return for 30 calender days. And you will get your principle back after the term ends. So, for an imaginary deposit of $100 you will get $1 daily return and after 30 days your total return will be $130 including your principle where $30 is the profit. As per my investment needs this plan suits me most because of it's low minimum deposit and shorter term as it decreases the risk of loosing money.

Their next plan is known as "Starter" plan which offers 1.3% daily return for 100 calender days. The minimum is $100 to join in this plan. You will get $1.3 daily return for an imaginary deposit of $100 and since you will get back your principle after the term ends, the total return will be 230% where the profit is 130%. Which I think is reasonable and sustainable.

The another three plans are for the big money investors. I am not going into the details of them, just posting a brief introduction instead.
Advanced plan :
daily return - 1.6% per calender day
Term - 150 days
Minimum - $1,000
Principle returned - Yes

Pro plan :
Daily return - 1.9% per calender day
term - 150 days
minimum - $5,000
principle returned - Yes

VIP plan :
Daily return - 2.1% per calender day
Term - 150 days
minimum - $15,000
Principle returned - Yes

Here I must admit that the plans are very reasonable and sustainable too. And I hope that this program will continue paying for a real long time like today. The website is very well designed and using a secure licensed neversay script. There are some good features I found like, instant payout, five domains, 14 languages and one more thing I never saw in any program before is payment fees for deposit which makes a little difference in terms of sustainability. Like when you invest you have to pay the e currency fees so that the company receive the total amount you wish to invest. These fees are same as the e currency fees. The fees structure are like this,
LibertyReserve - 1%
PerfectMoney - 0.5%
EcuMoney - 0.5%
AlertPay - 2.5%
C-Gold - 0.5%
Pecunix - 0.5%
StrictPay - 2%.

Mandarin Invest accepts LibertyReserve, PerfectMoney, GlobalDigitalPay, AlertPay, StrictPay, C-Gold, ECU Money and pecunix. And for LibertyReserve, PerfectMoney, GlobalDigitalPay, AlertPay and StrictPay payouts up to $100 are processed instantly. Payouts for other payment systems and amounts above $100 are processed within 3 business days. Mandarin invest offers 5% referral commission and they also supports internal transfer, that means you can transfer your account balance to any member of mandarin Invest or to your referral. Now after seeing all those good features don't think that your investment is secured, since these features doesn't guarantee the return of your investment.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Offshore-Money.biz [Review]

2010-01-16T10:44:00.014+05:30

Hello friends, Hope everybody enjoyed this weekend. Now it's time to introduce another program to the HYIP investors which is Offshore-Money.biz. It is a nice looking, low ROI, long term investment program. The website is being hosted on a DDos protected server provided by Staminus Communications, with positive SSL certificate. Their domain name is registered for one year and will expire on 20th December,2011. Click here to view the complete whois record.

Offshore-Money.biz offers total three long term investment plans to the investors. First we will discuss about the "Standard" plan. This plan offers 1.2% fixed daily return for 75 business days, that means 5 days a week. You can also set compounding from 0% to 100%. The minimum you can earn is 90%(without compounding) and maximum is 144.6%(with 100% compounding), So a calculated investment can give you more profit. But I suggest not to compound more than 30% since the more you compound the less money you can withdraw as your daily profit. The principle amount will be returned to you after the term ends. Min is $10 and max is $500 to join in this plan.

The next plan is known as "Specialist" Plan. It offers 1.8% fixed daily interest for 75 business days. Here you can set compounding level from 0% to 70%. Principle amount will be returned at the expiry of the terms. The minimum is $500 to join in this plan.

The next plan is known as "Outstanding" Plan. It offers 2.4% daily return for 75 business days. I am not going onto the details of the plan since the minimum to join in this plan is $5000. It is just for reference.

Standard plan at a glance :
1.2% fixed daily interest.
Investment term : 75 business days(5 days/week)
Minimum invest : $10
Maximum : $500
Principal Return: Yes
Compounding range: 0% - 100%
Profit : Min(90%) - Max(144.6%)

Specialist Plan at a glance :
1.8% fixed daily interest.
Investment term: 75 business days (5 days/week)
Minimum invest : $500
Maximum : $5,000
Principal Return: Yes
Compounding range: 0% - 70%
Profit : Min(135%) - Max(222.6%)

Now lets come to another important points which I found while whois searching. I can see another website used to be hosted in the same account. But still I can access the site using "https://". When I asked admin about this matter, he told me that he will contact the service provider because that old website used the same IP in 2007 and the DNS record has not been deleted in enterprise DNS, that's why it is showing. And he also told me that it will take some days to disappear. Well, I really hope that this things will be removed from DNS soon. But for now, the SSL certificate seems not good for me and also makes this program somehow riskier.

The script is really well designed. But I am not being able to figure out which script they are using. It feels like a well customized script. Offshore-Money accepts all major e currencies like, Liberty Reserve, PerfectMoney, AlertPay, StrictPay, C-Gold and Pecunix.

What others are saying about the program :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

Iw-Funds.com [Review]

2010-01-14T00:37:00.016+05:30

Hello friends, I hope everyone is getting good result from your investment since HYIP market is in a very decent condition right now. Most of the programs are paying very well. I hope January will remain profitable for you guys. Today I am going to introduce a new program called "iw-funds.com". It has a fairly simple website with licensed GoldCoders script with a dedicated DDos protected hosting provided by DDoswiz.com. They claims to be operated in various online investments and in forex market. Their domain name is registered for one year and will expire on 3rd January,2011. Click here to view the complete whois record.

Lets move to their investment plans. Iw-Fund offers total four plans to the investors. Lets start with their "Standard" plans. This is the only plan of iw-funds which offers daily return on your investment. It offers 18% daily ROI for 7 days. Principle amount is included in this ROI, that means you will get total return of 126% where pure profit is 26%. If you think of investing in iw-funds then I will recommend you to join in this plan. Since my strategy is to minimize the loss and this is only possible with daily payout plans.

There is another plan known as "Basic". It is a short term plan which only pays after the term ends. It offers 110% return after 3 days where 10% is the profit. The minimum is just $5 to join in this plan. You might also try this plan since it offers a decent profit in 3 days. And smaller term always comes with lower risk than longer term plans.

Iw-Fund offers two more plans to the investors, but always remember one thing that greed brings ruin. Their "premium" plan offers 160% return in 14 days. The minimum is just $10 to join in this plan. I must admit that the return is high since it is almost impossible to make 60% profit in just 2 weeks. So I advise you guys that if possible then avoid this plan for now. Let us see the performance of the program before taking decision to invest in this plan.

Their next plan is also almost the same. The plan is known as "VIP" plan and it offers 190% return after 20 days. The minimum is just $15. Personally I don't believe this type of high returns since it is not sustainable at all. And to be very honest, 90% profit is just not possible in forex market in just 20 days unless any miracle happens. But when I had talk with admin regarding this matter, he told me that 50%-60% of their profit comes from forex and rest of the profits come from other various online investments including other HYIP's, so making 4.5% daily profit will not be any problem. I really wish that admin will prove his words in future. But for now I advise you guys to think deeply before going into this plan. I am really very sorry if it sounds negative.

Ovarall I think this program is just another HYIP-game where only early birds might get profit. But this program also have some good feature like instant payment through LR and PM. Till today I received two payments, both are instant. They also accepts StrictPay and AlertPay for deposit. The website has an authentic SSL certificate provided by COMODO along with DDos protection which means your transaction is secure but these doesn't guarantee the return of your investment. But I really wish that Iw-Funds will continue paying for a long time.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

BetAndTrading.com [Review]

2010-01-10T00:08:00.023+05:30

Hello friends, From the beginning of 2010 we are riding on waves of programs with forever earning plan. And I must say, most of them are still showing good result except one or two programs like Talixmetals. Today I am going to enlist another name among these forever paying programs, which is betandtrading.com. The website is very nicely and professionally designed by one of my partner designer CrystalBanners. The homepage article is original and absolutely no wrong promises has been made so far. It is clearly written that it is a private investment pool made by it's Austrian CEO Stefan. And also they are operating in Arbitrage and Forex market which is not 100% risk free. The website is being hosted on a DDos protected dedicated server provided by BlackLotus. Their domain name is registered for one year and will expire on 2nd January,2011. Click here to view the complete whois record.

As I already said BetandTrading is an HYIP with forever paying plans, that means ther are not having any expiry date. But you can withdraw your principle amount after 120 calender days. Right now they are offering three straight forward and simple plans, Daily, Weekly and Monthly. The above mentioned rules are applicable for all three plans.

The daily plan offers 1.5% return on your investment and interests are paid 7 days a week. The minimum is just $10 to invest in this plan. I think the return in this plan is reasonable and sustainable. And for me the daily paying plan is more preferable than all other plans since I always try to minimize the loss as I previously said in other reviews. If you invest in this plan then it will take 67 days to recover the principle amount and after that you will start getting profit.

Their weekly plan offers a fixed 11.7% return on your investment. The minimum is $30 to join in this plan. It is also a very good plan and offers a slightly better ROI than the daily plan. It will take more than 8 weeks to recover your principle. If the program does not collapse so fast the early birds can make out a nice profit from here.

The last and third plan is a monthly paying plan. It offers 48% monthly return on your investment. The minimum is $100 to invest in this monthly plan. Personally I don't recommend this plan because if the program got closed within a month then you won't make any single bucks, but if you invest in daily or weekly plan, then you can recover some of your principle amount. So to minimize the percentage of loss I will suggest you guys to choose from daily or weekly plan.

The program using a licensed script with positive SSL certificate and also a DDos protected dedicated server gives it a secure benchmark. But this features are very common in the present HYIP industry and only guarantees about your details, doesn't guarantee the return on your investment. As their name refers they are having a structured percentage of investments, like as I saw in FAQ section, they invest 50% of member's investment in forex trading, 35% in Arbitrage Trading and rest 15% in Gold/Silver/Oil Trading. The goal is to get maximum profit from each sector and that strategy helps to recover the loss of one sector from another sector. I wish this is good to be true since it's a good strategy to be in profit and also increases the longevity of the program.

BetandTrading offers 7% affiliate commission and accepts Liberty Reserve, PerfectMoney, StrictPay and GlobalDigitalPay for investment.

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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

InvestJoy.com [Review]

2010-01-08T21:08:00.018+05:30

Hello friends,I hope you guys are doing good. Now today I am going to publish another review in a row. The program called InvestJoy.com. Which is already known to forumers because of it's massive promotion. Why using the word "massive", take a look at their stats, 422 members in just 4 days. Isn't it good?? And when they launched, from the very begineeing they started their promotion by banners and sticky threads in various famous HYIP forums. So it's a obvious thing that admin is having a very high budget for promotion and I also think that admin is very experienced in this HYIP world. That's a very good thing indeed, since it increases the possibility of the program run for long time but still there's no guarantee of your investment for these stats. The website is being hosted on a DDos protected dedicated server provided by Black Lotus. The domain name is registered for one year and will expire on 19th August,2010. Click here to view the complete whois record.

Investjoy is besically a mid term mid ROI program. They are offering two investment plans right at the moment for the investors. The first plan is a daily plan where you can withdraw your profits in daily basis. It offers 5% daily ROI for 30 days. If we take an imaginary deposit of 4100 then the daily return will be $5 and after 30 days your total return will be $150 where the profit is $50. The minimum is $5 and the maximum is $1000 to deposit in this daily plan.

The next plan is a has a very attractive return in shorter time, but with only one payout at the expiration of the plan. You can't withdraw any daily earnings and the principle + profit is withdrawable only after the term expires. This plan offers 150% return after 15 days. The minimum is $10 and maximum is $10,000 to invest in this plan.

No after seeing these two plans I can only suggest one thing, that invest wisely. For me, the daily return plan is more acceptable. Because as I previously said in other reviews, if you invest in daily plan then if the program stop paying within a month then you will be able to recover some of your money and in some case all of your money. Only 20 days needed to recover your principle and after that you will get the profit. So it is less risky to put money in daily plan than the other one. And I am also following the same way and invested only in daily plan.

The website itself is very nicely designed and using a licensed script from Neversay. Using normal security features except SSL certificate. The contents of the site "homepage" and "Questions" sections are original and well described. InvestJoy offers two level referral commission for members. They are having a commission structure like this,

Trial Member - No active deposits
Referral Commission: 1% (first level), 0% (second level)

Fortunate Member - starting from $5
Referral Commission: 3% (first level)

Joyous Member - starting from $5,000
Referral Commission: 3% (first level), EXTRA 2% (second level)

InvestJoy accepts all major E currencies like Liberty Reserve, Perfectmoney, SolidTrustPay, StrictPay and AlertPay. I wish InvestJoy will stay here for a good time after seeing their well planned approach.

What others are saying about the site :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.

IdealInv.com [Review]

2010-01-07T14:08:00.023+05:30

Hello friends,It's certainly a busy time for me and my blog also. A bunch of reviews and interview is on the way. Today I am going to talk about a very nice looking program IdealInv.com. The design of the program is very catchy and it will make you to stop by and take a closer look in it like I did. IdealInv claims to be a private trader company located in Road Town, British Virgin Islands and also claims to be operated in Forex and Marketing sectors. The website is being hosted on a dedicated server provided by KODDOS but no SSL certificate have installed yet. The domain name is registered for one year and will expire on 28th December,2010. Click here to view the complete whois record.

Now lets move to the most important part of an investment program, it's plans. IdealInv is offering three plans to the investors. But there is a similarity between all plans, they all are withdrawable only after the investment term ends, you won't be able to withdraw your earning in daily basis. The first plan IdealInv offering is 120% after 5 days. That means you will receive $120 after 5 days for an deposit of $100. The minimum is just $5 to deposit in this plan.

Now there 2nd plan offers 150% return after 10 days. The minimum to deposit in this plan is $20. Their 3rd plan offers 195% after 15 days and minimum is $50 to deposit in this plan.

To be very honest, The return is very high and not sustainable at all. Even a very experienced forex trader cannot guarantee 195% return in 15 days. And the management of IdealInv literally accepts that they are having high return. Because in their homepage article I found these words,

Our current plans have a high ROI but that is just one piece of our marketing plan to enter this business and knock out our competitors! In future we plan to lower interest to reasonable rates and become stable and loyal player in this industry.

And at the homepage when u look into their plans, you can see this "valid until" row, you can see that these plans are valid till 28th February,2010. They are claiming that they will change their plan after that to any reasonable and sustainable plan.

I really hope that they will change their plan, but my personal experience says that will not happen. Because if we take a look at the previous history, except PTV partner, all other programs with these kind of plan disappears faster. I am really sorry if that sound negative. I really wish this program will prove me wrong and will continue paying for a long time.

IdealInv is offering some nice contest also, If you really need some quick little money, you might try this. Click here to visit the contests page. You can use SolidTrustPay, StrictPay, Liberty Reserve and PerfectMoney to deposit.

What others are saying :
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Disclaimer : The reviews and all the payment proofs is just my opinion and experiences with the actual website, I do not endorse any program i posted here,Please understand the risk and invest at your own risk.